Finance

Hassle Free Finance

Orbit Homes have established relationships with various lenders to take the hassle out of financing your new home. The home loan calculator will help you calculate your average monthly repayment on the Orbit Home of your choice.

Click here for the Home Repayment Calculator.

Application Checklist

INCOME: (Any two of)

  • Three recent computerised payslips or, letter from employer stating position, commencement date - if still on probation, annual gross income, year to date, regular overtime and allowance.
  • Copy of employment contract (if applicable).
  • Last 2 years group certificates or tax returns.

IF SELF EMPLOYED:

  • Last two years tax returns, (personal and company)
  • Memorandum and Articles of Association
  • Copy of trust Deed.

RENTAL INVESTMENT:

  • Copy of tenancy agreement for all owned investment properties or a letter from a real estate office to confirm the estimated rental income.

ASSETS:

  • Copy of saving history for past 6 months (passbook, statements).
  • Copy of sale contract on existing home or settlement letter from your solicitor if the deposit is to come from the sale of an existing home.
  • Written statement, if any part of the deposit is a gift, stating the amount of the gift and that it is non-repayable.
  • Rate notice on any existing owned properties.
  • Copy of superannuation statement, share certificates, etc.

LIABILITIES:

  • Copy of contract note or contract of sale.
  • Copy of plans, specifications or fixed price contract (construction/renovations).

I.D.:

  • 100 points i.e. passport, driver’s license, birth certificate, credit card.

First Home Buyers are our Specialty:

Finance available for 100% Loans (To Approved Purchases)

  • House & Land Packages
  • Investment Properties
  • No Savings History Loans (TAP)

 

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Orbit Homes - Finance